f i n c o a s t s

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Get More From Your Money

Access your money anytime and anywhere.

  • Instant Account
    Opening

  • Exciting Offers &
    Discounts

  • Secure Internet &
    Mobile Banking

  • Earn
    Reward Points

Know About

Current Account

Current account is a type of bank account that is designed for everyday transactions, such as deposits, withdrawals, and payments.

Current accounts are intended for regular use and offer a range of services to support daily financial activities.

Our Current Account Benefits

We help businesses and customers achieve more.

  • Earn Interest up to 3%

  • Free SMS Alerts

  • Overdraft Protection

  • International Debit Cards

  • Direct Deposit and Payroll Services

  • Checking Services

Eligibility to
Open Current Account

Eligibility parameters for current account.

  • 1

    Nationality

    Residents, and Non-Resident individuals

  • 2

    Age

    18 Years old or above

  • 3

    Identification

    Driver's license, passport, or other government-issued identification.

  • 4

    Tax Report

    Social Security Number (SSN) or Tax Identification Number (TIN)

Current A/c Required Documents

Basic documents required for opening a current account.

PAN Card
is Mandatory

Duly Filled
Application Form

Color & Passport Size
Photographs

Tax Report

Account Interest & Charges

Your money is making money for you & Your Family.

Account Interest Rates
Per Annum

Balance in a/c

  • Up to $1000
  • Above $1000 to $5000
  • Above $5000 to $10,000
  • Above $10,000

Interest

  • 3.00%
  • 5.00%
  • 8.25%
  • 10.00%

Debit Card

  • Annual Fees
  • Transaction Limit
  • Card Replacement
  • Nill
  • $7 / Annum
  • $1+Taxes

Credit Card

  • Annual Fees
  • Card Replacement
  • $7 / Annum
  • $1+Taxes

Questions & Answers

Find answers to all your queries about our service.

  • How can I keep my accounts with Fin Coasts Credit Union if you only have one branch?

    Fin Coasts Credit Union offers online banking and other tools that make it convenient for you to handle your banking needs without having to come into our branch.

  • What are the benefits of opening a Credit Union Bank Account?

    When you open an account with Credit Union, you will receive all of the benefits that you would receive with any other bank plus a few others. We offer competitive interest rates and your money is guaranteed by the FDIC. But with credit union you get the added benefit of knowing that while your money is working for you, it is also working in the community helping to strengthen small businesses and community organizations, creating jobs, affordable housing and opportunities for others throughout the region.

  • When will I receive my account statement?

    Immediately you request for an e statement an email will be forwarded to you.

  • What kinds of loans do we make?

    Credit union Bank makes commercial loans, that is, loans to businesses and non-profit organizations, or loans to individuals for business purposes. For example, we make loans to finance the acquisition and renovation of real estate, to businesses and non-profits who want to purchase their own building or expand into more real estate. We also make non-real estate secured loans to small businesses for equipment, business expansion, or receivables-based lines of credit. We do not currently make consumer loans.

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Mobile banking application with new & exciting features.